Forms & Schedules

TD1 Tax Form: Personal Tax Credits Return in Canada

What is a TD1 tax form?

The TD1 tax form is used to calculate the amount of income tax that will be deducted from your employment or pension income. It is called a personal tax credit return because it takes those credits into consideration. There are federal and provincial/territorial TD1 forms and worksheets.

How do I know which forms to use?

Everyone should fill out a federal TD1 form.

In addition:

  • Employees who claim more than the basic personal exemption have to complete the provincial/territorial TD1 form of their province/territory of employment.
  • Pensioners who claim more than the basic personal exemption must complete the provincial/territorial TD1 form of their province/territory of residence.

Is there a special form for those who get paid by commission?

If you get paid by commission and want to have less income tax deducted during the year because of your expenses, complete the TD1X, Statement of Commission Income and Expenses for Payroll Tax Deductions as well.

If you are employed in Québec, use the federal TD1X and the provincial Form TP1015.R.13.1-V, Statement of Commissions and Expenses for Source Deduction Purposes.

How about fishers?

If you want income tax to be deducted from you income, use Form TD3F, Fisher’s Election to Have Tax Deducted at Source.

Any special form for Status Indians?

Status Indians who want to know if their income is taxable should complete Form TD1-IN Determination of Exemption of a Status Indian’s Employment Income.

Who keeps those forms?

Your employer or payer does.

When do I have to complete this form?

  1. When you have a new employer or payer and you will receive salary, wages, commissions, pensions, Employment Insurance benefits, or any other remuneration.
  2. When you want to change amounts you previously claimed (like when the number of your dependants changes).
  3. When you want to claim the deduction for living in a prescribed zone (prescribed northern zone or prescribed intermediate zone).
  4. When you want to increase the amount of tax deducted at source so you don’t have to pay as much tax when you file your return. To change this deduction later, complete a new Form TD1. If you want to decrease the amount of tax deducted at source, use Form T1213.

Do I have to complete the form yearly?

You don’t have to complete the form every year, only when your situation changes.

You only have 7 days after the change (like a new baby) to submit a new form to your employer. If your employer does not have a TD1 form for you, he will make deductions allowing only for the basic personal amount.

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