TurboTax ki Hindi Full-Service Tax Service: Aavashyak Jankari // Introducing TurboTax’s Hindi Full-Service Tax Service

India aur Canada ke taxes mei kya antar hai? // Taxes in Canada vs. India 

Canada aur India dono hi ek progressive federal tax system ka istemal karte hain, jisme zyada income wale log zyada tax dete hain. 
Canada mein, Canada Revenue Agency (CRA) federal taxes, provincial aur territorial taxes manage karti hai. Canada ke jaise hi, India mein bhi tax rates badhte hue income ke saath badhte hain, lekin wahan koi provincial taxes nahi hain.

Aaiye samajhte hain Canada aur India ke taxes ke bare mein, ek naye immigrant ke nazariye se. 

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Both Canada and India use a progressive federal tax system, which means tax rates increase when your income does. 

In Canada, the Canada Revenue Agency (CRA) is responsible for administering both federal taxes and provincial and territorial taxes. Similarly, tax rates in India also increase with rising income, but there are no provincial taxes. 

Let’s look at the key differences:

Tax regimes

Interesting baat yeh hai ki India ke paas do tax regimes hain—old aur new—jo alag-alag tax rates offer karte hain. Maan lete hai aapki saal ki income INR 6,00,000 hai. Agar aapne new tax regime chuna toh apko dena hoga 10% tax. Magar old regime select karne pe apka tax hoga 20%. Iski tulna mein, Canada ek hi federal tax bracket system follow karta hai. 

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Interestingly, India has two tax regimes—the old and the new—and each offers different tax rates. For example, your net annual income is INR 6,00,000. Your applicable tax rate will be 10% if you choose the new regime. However, if you select the old one your tax will be calculated at 20%. In comparison, Canada follows a unified federal tax bracket system.  

Maximum tax rate

Canada mein, aapka federal maximum tax rate 33.8% tak ja sakta hai, jo India ke maximum 30% ko paar karta hai. Yeh dhyan rakhna zaroori hai ki Canada mei aapka total tax rate aapke province ke specific rate par depend karta hai. Agar aapki saal ki income $40,000 hai aur aap Ontario mei rehte hai toh apka provincial tax hoga 5.05%. Par agar aap BC resident hai toh tax hoga 5.06%.

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In Canada, your federal maximum tax rate might go up to 33.8%, exceeding India’s maximum income tax rate of 30%. It’s important to note that your total tax rate in Canada can vary based on your province’s specific rate. For example, if your annual income is $40,000 in 2023. Your provincial tax as an Ontario resident would be 5.05% but if you’re a BC resident tax would be 5.06%.

Basic personal amount

Agar Canada mei aapki 2023 ki taxable income $15,000 se kam hai, toh aap Basic Personal Amount ka fayda uthakar apna tax payable zero kar sakte hai. India ke new tax regime mein INR 3 lakh aur old regime mein INR 2.5 lakh ka basic exemption limit hai.

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In Canada, if your taxable income in 2023 is less than $15,000, you can claim the Basic Personal Amount to reduce your tax payable to zero. India’s new tax regime has a basic exemption limit of INR 3 lakh, whereas the old regime’s limit is INR 2.5 lakh.

Tax forms

Canada ka primary tax form T1 Form hai, jo individual income tax returns ke liye use hota hai. India mein individual taxpayers ke liye saat Income Tax Return (ITR) forms hain, jismein shamil hain ITR 1, ITR 2, ITR 3, ITR 4, ITR 5, ITR 6 and ITR 7.

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Canada’s primary tax form is the T1 Form, used for filing individual income tax returns. In India, there are seven Income Tax Return (ITR) forms for individuals—namely, ITR 1, ITR 2, ITR 3, ITR 4, ITR 5, ITR 6, and ITR 7.

Sales tax

Canada mein aapko zyaadatar goods and services par 5% ka federal Goods and Services Tax (GST) pay karna hota hai. India mein bhi aapko GST pay karna padta hai, jo 5%, 12%, 18%, ya 28% hota hai alag-alag goods aur services categories ke liye.

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In Canada, you have to pay a federal Goods and Services Tax (GST) of 5% on most goods and services. You have to pay GST in India as well, usually 5%, 12%, 18%, or 28%, depending on the different categories of goods and services.

Double taxation agreements

Canada aur India ne aapas mei aur kaafi alag desho ke saath tax treaties sign kari hain, taaki agar aap do desho mein income earn kare, toh apko double tax na bharna pade. Yeh treaties decide karte hain ki kaunsa desh konsi type of income ko tax karega.

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Both Canada and India have tax treaties with many countries, including each other, to avoid double taxation in case you earn income in two countries. These treaties determine which country has the right to tax specific types of income.

Kya immigrants ko Canada mein tax bharna padta hai? // Do immigrants pay taxes in Canada?

Haan, chahe aap student ho, work permit par hai, refugee ho, ya ek permanent resident, Canada mein income tax dena zaruri hai. Chaliye dekhte hai kya important baatein aapko dhyan mein rakhni chahiye.

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Yes, whether you’re a student, worker, refugee, or permanent resident, you have to pay income tax in Canada. Here are the key points to understanding your tax obligations.

• Nivas stithi // Residency status: Canada mein, aapko apna residency status khud malum karna hai. Aapka income tax obligations aapki nivas stithi par adharit hain, aapki nagarikta ya immigration status par nahi. // In Canada, you are responsible for determining your residency status. Your income tax obligations are based on your residency status, not your citizenship or immigration status.

• Newcomer ka darja // Newcomer status: Canadian resident banne ke ek saal tak hi CRA apko newcomer to Canada ka darja degi. Resident banne ke lie aapka Canada mei resential ties hona anivarya hai. // The CRA considers you a newcomer to Canada only during the first year of your residency, at which point they assume you will have developed enough residential ties to the country.

• Income ka vivaran karna // Reporting income: Agar aap ek factual ya deemed resident ho, toh aapko apni domestic aur foreign sources se aayi hui income ko apne tax return mein report karna hoga. Students ko bhi Canadian tax return file karna zaruri hai, chahe unki income kam ho ya na ho. // If you’re a factual or deemed resident, you have to report income from both domestic and foreign sources on your tax return. Students need to file a Canadian tax return even if they have little or no income. 

• Tax credits aur deductions // Tax credits and deductions: Aap ko kai tarah ke tax credits aur deductions mil sakte hain, jaise ki Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit, Canada Carbon Rebate aur Canada child benefit (CCB). Inn benefits ka istemal karke aap apna tax amount kam kar sakte hain. Pehle saal mein aapko credits aur deductions milne ke liye, tax return file karne ki zarurat nahi hoti. // You may be eligible for various tax credits and deductions, such as the Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit, Canada Carbon Rebate and Canada child benefit (CCB). You can wait to file a tax return until you become eligible to automatically receive the benefits you are eligible for based on your income or household income.

Canada mein naye immigrants Income Tax kaise file karein? // How to file income tax in Canada for new immigrants from India

Jab aap ek naye culture mein adjust kar rahe hain, TurboTax ensure karta hai ki aapko Canadian tax system mein aasani se transition ho. Hamara TurboTax Live™ Full Service ab Hindi mein bhi expert guidance provide karta hai, taaki aap apne taxes file karein aaram aur vishwas ke saath.

Tax laws aur terms samajhna mushkil ho sakta hai, chahe aap native English speaker kyun na ho. Lekin hamare Hindi-speaking experts, jaise ki Dhiren, ke saath aapko inn baaton ki koi chinta nahi hogi. Woh sirf tax professional nahi hai; balki woh ek community hero, sports ke premi, aur Brampton ki desi community ke important sadasya hain.

Khud ek immigrant hone ka anubhav rakhte hue, Dhiren samajhte hain aapki mushkilen ek naye culture se taalmel milane mein. Unka Indian aur local Canadian gyaan yeh sunishchit karta hai ki aapki tax stithi ek personalized roop se handle ho.

Dhiren jaise ek hindi-speaking tax expert ke saath judkar, aasani se samjhein apne taxes ko aur paayein ek naya dost jo aapki bhasha mein aapki madad kare. 

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While you’re busy adjusting to a new culture, TurboTax makes sure you have a smooth transition to the Canadian tax system. TurboTax Live™ Full Service now provides expert guidance in Hindi, so you can file your taxes with comfort and confidence.

Tax laws and jargon can be confusing, even if you’re a native English speaker. That’s where our Hindi-speaking experts, such as Dhiren, come in. He is not just a tax professional; he’s a community hero, a sports enthusiast, and a proud member of Brampton’s vibrant Desi community.

Once an immigrant himself, Dhiren understands your challenges, adjustments of moving to a new environment. His local expertise ensures that your taxes are handled with a personalized touch that caters to your situation.

Joining hands with a tax expert like Dhiren helps you understand taxes in your comfort language and gain a new friend along your financial path. With TurboTax Live™ Full Service, your tax filing experience becomes more than just a task; it becomes a journey with a knowledgeable buddy.

Mujhe Hindi ki TurboTax Live Full Service se kya fayda hoga? // What benefits do I get with TurboTax Live Full Service in Hindi?

Chahe aapko coffee order karni ho ya tax expert se baat, ek nayi bhasha ki nazuk baariki samajhna kaafi important hai. TurboTax ki nayi Hindi service ke saath aapko saaf-saaf batcheet karne ki suvidha milti hai, woh bhi apni matra-bhasha mei.

Chaliye dekhte hai kaise aap humari Hindi ki TurboTax Live Full Service se fayda prapt sakte hai.

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Language barriers in a new country can hinder your daily interactions as well as your communication with tax professionals. TurboTax’s new service in Hindi facilitates clear communication and makes tax filing accessible to a broader audience, irrespective of language proficiency.

Here’s how you can benefit from our TurboTax Live Full Service in Hindi.

• Saral tax-filing prakriya // Simplified tax-filing process: TurboTax ke user-friendly interface aur Hindi expert ki salaah ke saath saath, aapko personalized anubhav milta hai, chahein aap Canadian tax system mein naye hi kyun na ho. Yeh Hindi ki sahayaata aapke tanaav ko kam karti hai aur Canadian taxes mein saral aur saaf transition deti hai. // With a user-friendly interface and expert guidance in Hindi, you get a streamlined and personalized experience, even if you’re new to the Canadian tax system. This Hindi-specific assistance can reduce stress and offer a smoother transition to Canadian taxes.

• Vishishth Hindi-speaking experts // Access to dedicated Hindi-speaking experts: TurboTax ki Hindi service ke saath aapko dedicated tax experts milte hai jo aapse baat karte hai aapki comfortable bhasha mein. Yeh accessibility sunichit karta hai ki aap khul kar prashan pooch sakte hain aur spasht jawaab maang sakte hain—sab kuch Hindi mein. // With TurboTax’s Full Service in Hindi, you get access to dedicated tax experts who speak the language you’re most comfortable with. This accessibility ensures that you can freely ask questions, seek clarification, and receive guidance in Hindi.

• Newcomers ke lie vishesh salaah // Tailored advice for newcomers: Hamare Hindi-speaking experts jaante hain ki har newcomer ke finances alag hote hai. Unka nideshan aapke situations ko dhyan mein rakhta hai, jaise ki employment ka darjaa, income ke sources, aur koi bhi applicable tax deductions ya credits. // Our Hindi-speaking experts know that each newcomer’s financial journey is unique. Their tailored advice takes into account your circumstances, like employment status, income sources, and any applicable deductions or credits.

• Adhikatam financial laabh // Maximized financial benefits: TurboTax ki Hindi service sirf ek language support hi nahi hai. Hamare experts aapke lie saare applicable tax deductions aur credits ka upyog karte hain, taaki aap sabhi avasaron ka faayda utha sakein. // TurboTax’s Full Service in Hindi is not simply a language support. Our dedicated tax experts offer insights into potential deductions and credits, ensuring that you don’t miss out on any available opportunities.

Ek din ke andar karaiye tax ka kaam expert ke sath // Let an expert take taxes off your plate

Apne vishesh tax situation ke liye sabse acche tax expert ke sath judein, jo aapke tax sahi se ek din me hi kar dega. Shuru Karein. 

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Have a dedicated tax expert handle everything, from start to finish. Get matched with the best tax expert for your unique situation who will get your taxes done accurately in as little as one day. Get Started.